Nonprofit Banking & Financing

Montecito Bank & Trust proudly supports our local nonprofits with unique banking and lending programs, including nonprofit interest rate discounts and flexible terms and conditions on a number of products. Whether your organization has a need for short-term working capital, construction financing or even something in between, we will work with you to understand your needs and provide a customized financing package.



Local nonprofits choose to do business with us because:

  • We’ve been honored with 10 Best Bank awards over the last 4 years for our commitment to customer service and serving the needs of the local communities.
  • We’re the only trust company headquartered on the Central Coast.
  • We’re known for our unique nonprofit giving programs, including Community Dividends® and Anniversary Grants
  • We have designed unique products and services tailored specifically for our nonprofit partners.