eChecking

Go green and go! Perfect for those who prefer paperless statements, do everything online, use debit cards frequently - and want to write checks occasionally too. There's even a version for students, age 14 -18. Plus you get all of our standard free services for even more convenience.

  • FREE Digital & Mobile* Banking, plus eStatements
  • FREE Account Alerts
  • FREE Online Bill Pay
  • *Your mobile carrier's text messaging and web access charges may apply.

1. For eChecking, Access and Private Access Checking accounts only. Montecito Bank & Trust does not charge fees for use of any ATM within the United States, Guam, and Puerto Rico. In addition, we reimburse you for most ATM and POS fees charged by third-parties, such as other banking institution service providers. See Deposit Account Terms and Disclosures for additional information. 2. Adult signature is required to open account. At age 19, this account becomes an eChecking account and is subject to those account requirements. 3. Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider. 4. Fees apply for check images, please refer to our Schedule of Fees & Charges.