In Many Ways, Wealth Management is Life Management.


It encompasses your most important plans, goals and values - preserving your hard-earned wealth, investing for retirement, providing for your family's future and contributing to your community. It's serious business, and it needs to be addressed with prudence, intelligence and maturity.

A Trusted Partner

The Bank of Montecito officially became Montecito Bank & Trust when the Wealth Management department was formed on February 1, 1996. A department of two has grown to an experienced team of Wealth Managers, dedicated to providing exceptional service, uniquely-designed solutions and thoughtful, research-based financial advice to private clients, foundations and endowments, complemented by the individual attention you'd expect from a community leader.

A Personal Approach

Our locally-based group of advisors are acutely focused on crafting a unique offering that can deliver on both your individual financial goals and personal dreams, and a foundation or endowment's long-term asset strategies. While our best-in-class talent hails from some of the most respected financial management firms, we are everything but the one-size-fits-all model of larger institutions.

Access to Your Team

The Montecito Bank & Trust Wealth Management team has an average of 20 years of experience providing private clients and nonprofit organizations with financial advice and leadership - and each team member is just a phone call or email away. Wealth Management clients will work with a dedicated team of specialists who will optimize and adjust your portfolio as needed to encompass your most important plans, goals and values.

Our Wealth Advisory Services include:

Our MB&T Wealth Management Team

Exemplary service remains at the core of our over 40 years of successful client relationships. When you partner with our deeply experienced team, you receive highly personalized advice, transparent communication and a commitment to your long-term performance.

Our Team Members


The collection of underwater photography throughout these pages captures the impressive work of local photographer Richard Salas, as presented in his Sea of Light book which explores the underwater diversity of our own Channel Islands. Just as they contain the only ecosystem of its kind in the world, our Wealth Management team offers a depth of experience and local expertise that is best in class in the industry.


Investment products:
Are Not FDIC Insured May Lose Value Are Not Bank Guaranteed
Are Not Insured by Any Government Agency Are Not a Deposit
Are Not FDIC Insured
May Lose Value
Are Not Bank Guaranteed
Are Not Insured by Any Government Agency
Are Not a Deposit