Planned Giving


When you are considering setting up a planned giving program to benefit a favorite charity, Montecito Bank & Trust is your strongest partner. Our own long-standing tradition of philanthropy ensures that we are well-versed with the intracacies of structuring Planned Giving programs that generate ongoing tax advantages for the donor. Additionally, we also have the expertise to manage the gift for the recipient organization so that the effects of your generosity will be magnified for years to come.

While there are many benefits to planned giving programs, there are also a number of nuances, requiring that you choose the right partner to help you develop your ideal program. When you enlist a trusted fiduciary, like Montecito Bank & Trust, you have the confidence in designing a program that fits your specific financial situation, ensures compliance with all applicable regulations, and also safeguards the capital. With Montecito Bank & Trust as your partner, the approach is collaborative; your trustee and investment manager are involved from the start so that any adjustments to your personal financial plan can be made as things proceed. Conveniently, each of these services is available from the largest and oldest locally owned community bank on the Central Coast – Montecito Bank & Trust.

Our comprehensive services include:
  • Program Planning and Implementation
  • Investment Management
  • Distribution Management
  • Cash Flow Analysis
  • Tax Planning and Compliance
  • State and Federal Tax Reporting
Investment products:
Are Not FDIC Insured May Lose Value Are Not Bank Guaranteed
Are Not Insured by Any Government Agency Are Not a Deposit
Are Not FDIC Insured
May Lose Value
Are Not Bank Guaranteed
Are Not Insured by Any Government Agency
Are Not a Deposit