Financing solutions to help your business grow

For over 40 years, small businesses have partnered with Montecito Bank & Trust when their growing business is ready to take the next step.

  • Supplies
  • Equipment
  • Inventory
  • Short and Long-Term Working Capital
  • Payroll

Small Business Lending Solutions

  • Business Maximizer® Express Line of Credit

    $10,000 - $100,000

    - Short-term working capital

    - Seasonal purchases

    - Inventory purchases

    - Payroll

  • Business Maximizer® Line of Credit

    $100,001 - $250,000

    - Short-term working capital

    - Seasonal purchases

    - Inventory purchases

    - Payroll

  • Business Maximizer® Term Loan

    $10,000 - $250,000

    - Long-term working capital

    - Consolidate existing debt

    - Inventory purchases

    - Equipment purchases

  • Small Business Administration (SBA)

    Up to $5,000,000

    - Working capital

    - Inventory purchases

    - Equipment purchases