Our Ongoing Committment


For over 40 years, Montecito Bank & Trust's local corporate philanthropy efforts remain unmatched, and we continue to increase our giving in support of our nonprofit partners. We are proud to also help our nonprofit community partners, through both corporate philanthropy and extensive experience as trustees for numerous local foundations and endowments to provide investment management services for their assets.

We believe corporate philanthropy is a responsibility of every local business, big and small, and we hope our work will inspire more giving in our local communities.

Michael Towbes

Founder

What Sets Us Apart

  • Over $1 Million in
    annual donations
  • 2500 + hours
    volunteered annually
  • Extensive Trustee
    Experience
  • Planned Giving

Our longstanding annual Community Dividends® program, has become a Central Coast tradition, honoring and awarding $1 million to hundreds of local nonprofit organizations. In addition, our extensive employee volunteer program offers over 2500 hours of support to local organizations throughout the year and our other unique giving program, Anniversary Grants, provides our employees a voice in choosing which ten nonprofits receive financial and marketing support that year.

With a reputation for integrity, superior service and our vast experience in estate planning, we are a valuable resource not only for institutions but for donors as well. We are able to structure plans that provide substantial benefits for donors, while also helping the recipients of their generosity manage and grow their assets so that they can continue to fulfill their missions for many years to come.

Investment products:
Are Not FDIC Insured May Lose Value Are Not Bank Guaranteed
Are Not Insured by Any Government Agency Are Not a Deposit
Are Not FDIC Insured
May Lose Value
Are Not Bank Guaranteed
Are Not Insured by Any Government Agency
Are Not a Deposit