Manufactured Home Loans

Montecito Bank & Trust is proud to be the local source for new and pre-owned manufactured home financing.

Please note: If your application for a Manufactured Home Loan is approved, before we fund your loan we will need to setup an escrow account to pay recurring items related to your mortgaged property, such as real estate taxes and insurance premiums, as they become due. For more information on escrow accounts and related information please click the link below.

Frequently Asked Questions about your Escrow Account