At Montecito Bank & Trust, we can help you find the perfect combination of banking solutions for your needs and goals. After all, we've been serving this area for more than 40 years.

Digital Banking

With 24/7 online and mobile access, your accounts are ready when you are -- wherever you are.

Personal Checking Accounts

From free checking and eChecking to interest bearing accounts, we have a selection that fits your needs.

Personal Savings & CDs

Save for the long term, with savings accounts in all shapes and sizes, and CDs to choose from.

IRAs

Save for your golden years with an MB&T Individual Retirement Arrangement (IRA), plus the security of FDIC insurance.

Mortgage & Home

From first homes to vacation homes, remodeling, buying land, or building new, we have a full range of loans to choose from.

Loans & Credit

Whether you’re buying a car, or refinancing for the future turn to us first.

Additional Services

We’ve got you covered, from 24/7 telephone banking, to safe deposit boxes, to notary services, and more.