Home Equity Access Line (HEAL)
1.99% APR1Introductory fixed rate of 1.99% APR for the first six billing cycles. Offer expires 11/10/2017.
4.25% APRAfter the introductory period, the rate changes to a variable rate as low as 4.25% APR based on Prime plus a margin2.
Whether it's making those home improvements you've been dreaming about, investing in your child's future, or consolidating debt at a lower rate, with a Home Equity Access Line from Montecito Bank & Trust you'll have the peace of mind that comes with knowing you have a little extra help to handle whatever life brings your way.
Now, through November 10th, take advantage of our low introductory rate and start planning for the road ahead.